It is time to return to a topic which is probably one of the most important decisions any new online casino games player will have to make. Having selected which online casino provides them with the best range of casino games, the next question is what is the best way to transfer money into the online casino account. All the major online casinos offer a wide range of deposit options to ensure that their customers have a choice of how to fund playing casino games online, but some of those options will unfortunately prove to be expensive. It is not the fault of the online casinos, but using a credit card for instance is undoubtedly the worst possible deposit option anyone could choose. The reason we say that is not related to the principle of gambling with borrowed money, it is the cost implications. Almost all the major banks will apply a surcharge of up to 2% on any credit card transaction involving gambling, on top of which using a credit card to fund playing casino games online is considered to be a cash transaction and will therefore attract interest at credit card rates from day one. We all know that when playing casino games at an online casino, or any casino for that matter we already face a house edge which reduces our chances of winning, but if we then use a credit card to fund our online casino account the additional cost decreases our chances still further. If you have relatively easy access to a Ladbrokes or Paddy Power betting shop, both of these online casino operators allow you to use cash to fund your casino games on their sites. This is obviously an excellent option for some people, but for the rest of us there is the e-wallet account. Both Pay Pal and Neteller are accepted on most online casino sites and they provide much better privacy and security than any other deposit option, and do not incur additional charges or interest. How you choose to fund your e-wallet is of course up to you, but your bank will not know what you are using it for so there will be no surcharges.